Foreign vehicles in the U.S. must carry Insurance.
Whether you’re going to school in the US, doing business or simply visiting family, you need to make sure you have the correct US insurance for your Mexican vehicle.
If you drive a Mexican plated vehicle into the United States you are required to carry insurance for your vehicles.
Nobody wants to pay a fortune for auto insurance in a country they rarely visit, but it’s is crucial to have the proper coverage on your Mexican vehicle every time you do visit the US or Canada if you want to stay out of legal trouble.
MexInsurance® makes getting insurance easy and affordable. Our partnership with Chubb allows us to provide you with a customizable long or short-term, but high-quality policy.
Each state in the United States has its own set of insurance laws. This seems confusing at first, but if you understand a few important laws driving to the US from Mexico will feel much less complicated.
In Texas, drivers must have liability insurance that pays for costs related to the accidents they cause. The minimum coverage rates include at least $30,000 per victim for personal injuries, up to a $60,000 maximum. Drivers must also carry at least $25,000 in insurance to cover property damage. This is known as 30/60/25 coverage.
California law states that drivers must carry insurance that covers up to $15,000 for personal injury/death, $30,000 for injury/death to multiple victims, and at least $5,000 in property damage coverage.
Arizona car insurance laws require the same minimum coverage levels as California with one exception: to drive a Mexican car in Arizona, drivers must have a minimum of $10,000 in property damage liability coverage, while the California minimum is $5,000.
In New Mexico, Mexico plated drivers must have liability insurance with at least $25,000 coverage for injury or death involving one victim, $50,000 for injury or death of two or more victims, and $10,000 for property damage.
Keep in mind that the insurance coverage mandated by law is exceptionally low, and that can leave drivers of Mexican registered cars liable for costs that exceed their insurance coverage. Most Mexican and American drivers opt to purchase extra liability coverage that protects them against civil lawsuits for costs related to property damage and personal injury.
Since our temporary policies are designed to provide you with short-term coverage when you’re traveling, it’s easy to terminate and reinstate your policy as your needs change. Chubb’s Northbound temporary auto insurance is designed to give you an easy and affordable way to get the coverage you need to drive in the US.
Chubb can cover a wide range of vehicles driving to the US from Mexico including the following:
If you have any questions about our Northbound temporary insurance policies, the legal insurance requirements in the US or you simply want to purchase temporary coverage, call one of our agents today.
1. Gather your Mexican plated vehicle’s information.
2. Enter your auto’s information here.
3. Print your Northbound Auto insurance documents.
“Insurance that’s good enough for your mom.”
—Charles Lundy, Founder & CEO
You only have to talk with Charles a few minutes to realize what’s most important to him…his son. As a single-dad, overly familiar with animated movies and math homework, he’s put his heart and soul into connecting with his son and giving him the best experiences childhood has to offer.
It’s with that same compassion and care that Charles developed MexInsurance.com. And it’s with that same commitment to offering only the best products with the most reliable Mexican underwriters, that his team of insurance specialists are able to confidently provide customers with a quality experience and a quality product.
When you ask Charles what sets MexInsurance.com apart from competitors, he explains, “It’s insurance that’s good enough for you to buy for your mom.”
Charles means it when he says he wants every customer to get the same service and quality coverage that he would buy for his own family. He wants every customer (and especially their sweet mothers) to have insurance they can really count on if it’s needed.
With a corporate background in IT at Fortune 100 companies, Charles was able to develop a seamless and extraordinarily secure online process for purchasing insurance.
Without the overhead of brick and mortar, MexInsurance.com is able to offer more quality at a more affordable price.
Our bilingual team is eager and available to assist you with all your Northbound insurance needs so you can drive legally and confidently to the US or Canada.
Need help with a claim?
Reach out to a licensed Mexico insurance representative
or a customer service agent at our office in the United States.
Chubb Insurance can help you get the auto insurance you need to travel abroad safely, especially if you drive a vehicle with Mexican plates. Chances are you don’t want to pay month after month for expensive US auto insurance, and our Northbound temporary US auto insurance is the perfect solution to that problem.
You can get the coverage you need to drive safely and legally in the United States. Chubb’s temporary insurance policies are designed to be affordable and short term, which means you get the coverage you need for only as long as you need it.
You also get all the coverage you need, which includes the legally required amount of third-party bodily injury liability coverage, third party property damage liability coverage, and more.
Chubb also provides you with additional assistance to make your trip a little easier. Whether you have a flat tire, run out of fuel, or lock yourself out of your car, our roadside assistance service will be there to help. If your vehicle is stolen and you have to rent another one for transportation in the meantime, we’ll help pay for that. We can even provide things like lodging and legal assistance to make sure you always have help when you need it.
Chubb’s Northbound Tourist Auto Insurance has everything you need to feel safe and secure while you travel.