Mexico law requires that cars licensed in the U.S. or Canada have an auto policy issued by a Mexican insurance company.
There are many great reasons to DRIVE to Mexico…to surf, for a church mission trip, to enjoy your retirement home, to visit family, for business… the list goes on. But do you know WHAT you need to drive in Mexico and WHY you need it?
THE THREE MOST IMPORTANT THINGS YOU NEED BEFORE DRIVING A US OR CANADIAN CAR IN MEXICO:
1. An auto policy issued by a Mexican insurer.
2. Sufficient liability coverage—liability protects you, if while driving in Mexico, you are in an accident and it’s your fault.
3. A plan for roadside assistance
THE TOP FOUR REASONS WHY YOU SHOULD BUY QUALITY MEXICAN AUTO INSURANCE BEFORE YOU GET TO THE BORDER:
1. Getting Mexican car insurance is the law.
2. Getting a policy at the border means… Long lines. High rates. Inadequate coverage. Frustration. Confusion.
3. Getting in an accident without sufficient liability coverage means… Mexican jail time!
4. When your car has issues in a foreign country it can be disastrous. Where do you get help? Will they speak English?
MexInsurance.com, a trustworthy broker can assist you and your car in getting over the border.
We will get you on your way with the car insurance you need for driving your US or Canadian vehicle in Mexico.
It’s simple and secure
Be sure to get a policy that protects the things you care about. Do you worry more about… an accident or theft? Your driving? Or the way others drive in Mexico? It’s all about YOU! We will match you with the perfect policy for your specific driving needs in Mexico.
MexInsurance can walk you through a QUICK, SECURE, ONLINE process.
Before you get to the border you will be loaded up with the BEST Mexican auto insurance and peace of mind. And just because we want to be sure you have a perfect adventure every auto insurance policy we issue includes easy-to-use roadside assistance in Mexico.
• length of the policy (daily, semi-annual, annual)
• coverages (liability only or comprehensive)
• the amount of protection you want
• type of vehicle (auto, RV, boat, motorcycle, ATV)
• customizable deductible
Over a month or so I had many questions for Charles. He got back with me the same day and always answered all my questions. By the time we bought our policy I felt confident that this is a very good company. I spoke with him on the phone once, extremely professional. Highly recommend by me.
Rock Stars I just bought from MexInsurance I have been with another company for 15 years and someone suggested MexInsurance (not "Mexican", just "Mex" insurance). LOL. I was impressed with the website and when I called I had someone answer right away and take my questions. I actually tried to prove they were no good, without success. Charles is excellent. I'll be with Mex Insurance for the next 15 years. It's a no-brainer people.
“Insurance that’s good enough for your mom.”
—Charles Lundy, Founder & CEO
You only have to talk with Charles a few minutes to realize what’s most important to him…his son. As a single-dad, overly familiar with animated films and math homework, he’s put his heart and soul into connecting with his son and giving him the best experiences childhood has to offer.
It’s with that same compassion and care that Charles developed MexInsurance.com. And it’s with that same commitment to offering only the best products with the most reliable Mexican underwriters, that his team of insurance specialists is able to confidently provide customers with a quality experience and a quality product.
When you ask Charles what sets MexInsurance® apart from competitors, he explains it’s “insurance that’s good enough for you to buy for your mom.”
Charles means it when he says he wants every customer to get the same service and quality coverage that he would buy for his own family. He wants every customer (and especially their sweet mothers) to have insurance they can really count on if it’s needed.
With a corporate background in IT at a Fortune 100 company, Charles was able to develop a seamless and extraordinarily secure online process for purchasing insurance.
Without the overhead of brick and mortar, MexInsurance.com is able to offer more quality at a more affordable price. Added features such as Roadside Assistance and access to a live service team come with every policy.
MexInsurance® is an exclusive broker of online Mexican auto insurance. We offer custom insurance solutions from Qualitas, Mapfre and Chubb, three of the top Mexican insurance companies. We are licensed in the border states of CA, AZ,TX, and also NV.
Our bilingual team is eager and available to assist you with all your Mexican auto, home, and other insurance needs so you can travel with peace of mind.
(But you’re probably only asking one of them)
1. Is my car insurance in the U.S.A. or Canada valid in Mexico? Probably not.
As a matter of fact, insurance laws, policies, and coverage vary from state to state even within the US. You can imagine how that gets even more complicated when you’re driving in Mexico. There are some US and Canadian auto insurance policies that will provide coverage for people driving in Mexico, but those are rare.
2. Does my car insurance cover me in the entire country of Mexico? Probably not. (Are you noticing a pattern?)
Most auto insurance policies, IF they cover you in Mexico, only cover you for a small part of the country. Often it is 20-30 miles from the border. Be certain you know exactly which parts of Mexico your insurance will and won’t cover you in.
3. Will my car insurance cover me for everything needed if I am in an accident in Mexico? (I bet you know the answer…) Probably not.
Mexico has different laws than the U.S. and Canada when it comes to car insurance. Your policy may cover some of your obligations, but what you don’t have may cause you to end up in jail! Yes, Mexican jail!
Before you head across the border, be certain you have everything you need. Our experienced team is happy to help you get ALL the answers you need so that when you are driving in Mexico you have the proper coverage and peace of mind.
When you purchase a policy through MexInsurance.com, you can sleep easy knowing that if you have a problem, it’s no problem… we have got you covered.
All Mexican auto insurance policies that we offer come with:
Need help? Reach out to a licensed Mexico insurance representative, or customer service agent at our office in the United States. (Contact information can be found in the “Help Center” tab above.)
In the unfortunate event that you need to file a claim, your agent is available to personally handle and escalate your case so that you get the attention you deserve.
In addition to Mexico travel insurance, we have history on each destination state and many municipalities within the Mexican state. We also include maps of the most popular border towns to help with driving in congested areas of Mexico. We also provide a Border Crossing guide that keeps you up to date with requirements on both sides of the border.