As you review the three best options for auto insurance you will notice a “Recommended” banner on one of your options. This banner represents the company that is recommended by our existing clients based on their recent insurance claims experience. When a MexInsurance® community member escalates a claim (as a bad experience) or shares a positive experience – it contributes to the overall underwriter score. Please keep in mind that all options are excellent or we would not offer them on our platform. If a company has excessive negative claims experience they will be replaced.
There are many great reasons to DRIVE to Mexico…to surf, for a mission trip, to enjoy your retirement home, to visit family, for business… the list goes on. But do you know WHAT you need to drive in Mexico and WHY you need it?
THE THREE MOST IMPORTANT THINGS YOU NEED BEFORE DRIVING A US OR CANADIAN CAR IN MEXICO:
1. An auto policy issued by a Mexican insurer.
2. Sufficient liability coverage—liability protects you if while driving in Mexico, you are in an accident and it’s your fault.
3. A plan for roadside assistance
THE TOP FOUR REASONS WHY YOU SHOULD BUY QUALITY MEXICAN AUTO INSURANCE BEFORE YOU GET TO THE BORDER:
1. Getting Mexican car insurance is the law.
2. Getting a policy at the border means… Long lines. High rates. Inadequate coverage. Frustration. Confusion.
3. Getting in an accident without sufficient liability coverage means… Mexican jail time!
4. When your car has issues in a foreign country it can be disastrous. Where do you get help? Will they speak English?
We will get you on your way with the car insurance you need for driving your US or Canadian vehicle in Mexico.
It’s simple and secure
Before you get to the border you will be covered with the BEST Mexican auto insurance and peace of mind.
Some key features of the MexInsurance®
• Short term or long term policies available, the rater automatically adjusts the term for the best rate
• Dynamic rating, point and click to see instantly how the rate is affected by increases or decreases in coverage
• Better options optimized for towing trailers and fifth wheels
“Insurance that you want for your mom.”
—Charles Lundy, Founder & CEO
You only have to talk with Charles for a few minutes to realize what’s most important to him…his son. As a single dad, overly familiar with animated films and math homework, he’s put his heart and soul into connecting with his son and giving him the best experiences childhood has to offer.
It’s with that same compassion and care that Charles developed MexInsurance.com. And it’s with that same commitment to offering only the best products with the most reliable Mexican underwriters, that his team of insurance specialists is able to confidently provide customers with a quality experience and a quality product.
When you ask Charles what sets MexInsurance® apart from competitors, he explains it’s “insurance that you want your Mom to have in Mexico.”
Charles means it when he says he wants every customer to get the same service and quality coverage that he would buy for his own family. He wants every customer (and especially their sweet mothers) to have insurance they can really count on if it’s needed. With corporate consulting experience at several Fortune 100 companies, Charles keeps an eye on the big picture and customer experience.
Without the overhead of brick and mortar, MexInsurance.com is able to offer more quality at a more affordable price. Added features such as Roadside Assistance and access to a live service team come with every policy.
MexInsurance® is an online Mexican insurance system presented by Mexico Insurance Services, Inc. Underwriters on the platform are thoroughly screened and vetted. Current underwriters competing for your business on our platform include Qualitas, Mapfre and Chubb, three of the top insurance companies in Mexico.
We are eager and available to assist you with all your Mexican auto, home, and other insurance needs so you can travel with peace of mind.
(But you’re probably only asking one of them)
1. Is my car insurance in the U.S.A. or Canada valid in Mexico? Probably not.
As a matter of fact, insurance laws, policies, and coverage vary from state to state even within the US. You can imagine how that gets even more complicated when you’re driving in Mexico. There are some US and Canadian auto insurance policies that will provide coverage for people driving in Mexico, but those are rare.
2. Does my car insurance cover me in the entire country of Mexico? Probably not. (Are you noticing a pattern?)
Most auto insurance policies, IF they cover you in Mexico, only cover you for a small part of the country. Often it is 20-30 miles from the border. Be certain you know exactly which parts of Mexico your insurance will and won’t cover you in.
3. Will my car insurance cover me for everything needed if I am in an accident in Mexico? (I bet you know the answer…) Probably not.
Mexico has different laws than the U.S. and Canada when it comes to car insurance. Your policy may cover some of your obligations, but what you don’t have may cause you to end up in jail! Yes, Mexican jail!
Before you head across the border, be certain you have everything you need. Our experienced team is happy to help you get ALL the answers you need so that when you are driving in Mexico you have the proper coverage and peace of mind.
When you purchase a policy through MexInsurance.com, you can sleep easy knowing that if you have a problem, it’s no problem… we have got you covered.
All Mexican auto insurance policies that we offer come with:
Need help? Reach out to a licensed Mexico insurance representative, or customer service agent at our office in the United States.
In the unfortunate event that you need to file a claim, your agent is available to personally handle and escalate your case so that you get the attention you deserve.
In addition to Mexico travel insurance, we have history on each destination state and many municipalities within the Mexican state. We also include maps of the most popular border towns to help with driving in congested areas of Mexico. We also provide a Border Crossing guide that keeps you up to date with requirements on both sides of the border.