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Motorcycle in Mexico

Mexican Motorcycle Insurance

Taking a Motorcycle, ATV, ATC, or Utility Vehicle over the Border to Mexico and need insurance?

We’ve got you (and your fast toys) covered!

Get the legally required insurance protection you and your street-legal toys must have before you head south to Mexico.

Get a quote in less than 5 minutes

1Enter You Info

Grab your motorcycle VIN number & your registration. Enter a few details here on our website.

2Confirm & Pay

Confirm the dates, and type of coverage you want then pay securely online with a credit or debit card..

3Download Policy

Download and print your Mexican motorcycle insurance policy immediately.
Group

Which Type of Motorcycle Will You Be Driving in Mexico? ATV

Which Type of Motorcycle Will You Be Driving in Mexico? ATC

Which Type of Motorcycle Will You Be Driving in Mexico? UTV

Which Type of Motorcycle Will You Be Driving in Mexico? Cruiser

ATV/ATC
UTV
Cruiser

Motorcycle Insurance for your street-legal ATV is available. If damage occurs to your ATV, Mexican insurance can cover in the case of theft, vandalism, or in the event of an accident. Too often travelers neglect this coverage resulting in a total loss when their vehicle is stolen or damaged.

Is your vehicle defined as an ATV/ATC on a Mexican motorcycle insurance policy?
  • An all-terrain vehicle is also known as a quad (cycle), three-wheeler (ATC), four-track, four-wheeler, motorized quadracycle, or quadricycle.
  • A vehicle that travels on low-pressure tires, with a seat that is straddled by the operator, along with handlebars for steering control as defined by the American National Standards Institute (ANSI).
  • ATVs are intended for use by a single operator, although some companies have developed ATVs intended for use by the operator and one passenger.

If you are driving your cruiser across the border, you must be insured by a motorcycle policy issued by a Mexican company per Mexican law.
Complete coverage Motorcycle Insurance protects against damage and total theft of your motorcycle. You might even choose to add coverage for vandalism and partial theft! Too often travelers neglect this coverage and it results in a total loss when their vehicle is stolen or damaged.

Riding a Cruiser?

A cruiser is what most people think of when they think of the traditional motorcycle. It includes, but is not limited to, classics made by Harley-Davidson, Indian, Excelsior and Henderson; and similar styles of bikes. The riding position usually places the feet forward and the hands up. Protect your ride with good Mexican Motorcycle Insurance.

Motorcycle Insurance for your UTV is also available. If damage occurs to your UTV, it must have Mexican insurance to be protected in the case of theft, vandalism, or in the event of an accident. Too often travelers neglect this coverage and it results in a total loss when their vehicle is stolen or damaged. Examples of UTV are golf carts, and Polaris Razors.

Is your vehicle defined as an UTV on a Mexican motorcycle insurance policy?

UTV is defined by the American National Standards Institute (ANSI) as a vehicle that:

  • Has four or more wheels.
  • Is intended to transport persons and cargo.
  • Has a non-straddle seat.
  • Is controlled by pedals and steering wheels.
  • Has a minimum top speed of 40.2 km/h or 25 mph.
  • Has a maximum overall width of 2,030 mm or 80” in.
  • Weighs no more than 4,000 lbs. in gross vehicle weight rating (GVWR).
  • Has a minimum cargo capacity of 159 kg or 350 lbs.
Motorcycle insurance for driving ATV in Mexico Motorcycle insurance for driving UTV in Mexico Motorcycle insurance for driving cruiser in Mexico

Get affordable Motorcycle, UTV, ATV insurance protection so that you’re ready for anything that may arise during your Mexican adventure.

What type of insurance is required in Mexico for your motorcycle, ATV/ATC, or UTV?

It doesn’t matter if you’re driving your cousin’s beater, a loaded truck, the company car or a motorcycle to Mexico, you must have the proper insurance to drive legally in the country on any road “intended for driving. ”Many U.S. and Canadian motorists don’t realize that their comprehensive home-based insurance policy will not cover them when driving their motorcycle(or any other street-legal vehicle in Mexico). North American insurance means nothing to Mexican authorities. If you are involved in an accident while riding on a Mexican road and do not have motorcycle insurance you can be arrested.

Whether you are trailering a dune buggy or cruising down on your Indian, not only will you want what is legally required, you will also want insurance protections for theft and vandalism while visiting Mexico.

 

 

Vehicle Issue NO insurance… With MexInsurance® protection…
Pulled over Penalties for driving illegally Present documents provided by MexInsurance®
Accident $$$ and arrested Contact your agent and coverages apply
Theft or Vandalism Loss or property damage Re-imbursement coverage is available to cover loss
Mechanical Issues Significant trip interruption Call for Roadside Assistance

 

Start Mexican Motorcycle Insurance Quote

4 Reasons to get a Mexican motorcycle policy from a reliable insurance company BEFORE you get to the border:

1. Mexican motorcycle insurance is legally required.
2. Waiting to get a policy at the border means… Long lines. High rates. Inadequate coverage. Frustration. Confusion.
3. Being involved in an accident in Mexico without sufficient liability coverage means… Mexican jail time!
4. When your vehicle has issues in a foreign country it can be disastrous. Where do you get help? Will they speak English? Having a Mexican motorcycle policy in place ahead of time, allows you to relax and enjoy your trip knowing that if something goes wrong, you have roadside assistance to help.

MexInsurance®, a trustworthy broker can assist you in getting any vehicle seamlessly over the border.

We will make certain that you have the best motorcycle insurance backed by dependable Mexican underwriters.

Start Mexican Motorcycle Insurance Quote

5 minutes online and you’ll have…

 

• the legally required Mexican motorcycle or ATV insurance
• a policy with a well-established Mexican insurance underwriter for claims
• an experienced U.S. based broker to assist you, if needed

PLUS: Roadside assistance is included in every Mexican motorcycle insurance policy

It’s simple and secure

1. Gather your vehicle’s registration.
2. Enter your information here.
3. Print your insurance documents.

Because you know best what your Mexico travels will include, you customize your Motorcycle policy to fit your specific travel needs.

Options include:

• length of the policy (daily, semi-annual, or annual)
• coverages (liability only or complete coverage)
• medical expenses
• theft and vandalism
• size of deductible
• type of vehicle (dune buggy, motorcycle, ATV)

 

Whether you’re headed to Puerto Nuevo for lobster or to Ensenada, the Desert Racing Capitol of the World, we are ready to assist you with all your Mexican Motorcycle Insurance needs … and more…

When you purchase a policy through MexInsurance®, you can sleep easy knowing that if you have a problem, it’s no problem… we have got you covered.

The extras that MexInsurance® provides on Mexican motorcycle and ATV insurance policies:

  • 24/7 bilingual customer service
  • Roadside assistance
  • Custom coverage limits
  • Legal aid (available on select policies)
  • Access to our website library with:
  • History on each destination state
  • Maps of the most popular borders towns
  • An up-to-date Border Crossing Guide

Need help with a claim? Reach out to a licensed Mexico insurance representative, or customer service agent at our office in the United States.

Your agent is available to personally handle and escalate your case so that you get the attention you deserve.

Start Mexican Motorcycle Insurance Quote

A Broker You Can Trust

“Insurance that’s good enough for your mom.”

—Charles Lundy, Founder & CEO

You only have to talk with Charles a few minutes to realize what’s most important to him…his son. As a single-dad, overly familiar with animated movies and math homework, he’s put his heart and soul into connecting with his son and giving him the best experiences childhood has to offer.

It’s with that same compassion and care that Charles developed MexInsurance.com. And it’s with that same commitment to offering only the best products with the most reliable Mexican underwriters, that his team of insurance specialists is able to confidently provide customers with a quality experience and a quality product.
When you ask Charles what sets MexInsurance® apart from competitors, he explains, “It’s insurance that’s good enough for you to buy for your mom.”

Charles means it when he says he wants every customer to get the same service and quality coverage that he would buy for his own family. He wants every customer (and especially their sweet mothers) to have insurance they can really count on if it’s needed.

With a corporate background in IT at a Fortune 100 companies, Charles was able to develop a seamless and extraordinarily secure online process for purchasing insurance.

Without the overhead of brick and mortar, MexInsurance® is able to offer more quality at a more affordable price. Added features such as Mexican Roadside Assistance and access to a live service team come with every Motorcycle policy.

 

Providing Legal and Financial Insurance Protection for You in Mexico

MexInsurance.com is an exclusive broker of online Mexican Motorcycle insurance. We offer custom insurance solutions from Qualitas, Mapfre and Chubb, three of the top Mexican insurance companies. We are bonded in the border states of CA, AZ,TX, and also NV.

Partner Underwriters

Qualitas-2020 LOGO-MAPFRE_POS-2414X696

Logo-GNP-1               Logo-Chubb-1

 

 

Underwriters

Our bilingual team is eager and available to assist you with all your Mexican Motorcycle insurance needs so you can travel with confidence.

 

3813 Ray Street

San Diego, CA 92104

California Insurance License: 0G35864

2020 Mexico Insurance Services, Inc.

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