Mexican Motorcycle Insurance

Motorcycle Insurance for your street-legal ATV is available. If damage occurs to your ATV, Mexican insurance can cover in the case of theft, vandalism, or in the event of an accident. Too often travelers neglect this coverage resulting in a total loss when their vehicle is stolen or damaged.

Is your vehicle defined as an ATV/ATC on a Mexican motorcycle insurance policy?

• An all-terrain vehicle is also known as a quad (cycle), three-wheeler (ATC), four-track, four-wheeler, motorized quadracycle, or quadricycle.
• A vehicle that travels on low-pressure tires, with a seat that is straddled by the operator, along with handlebars for steering control as defined by the American National Standards Institute (ANSI).
• ATVs are intended for use by a single operator, although some companies have developed ATVs intended for use by the operator and one passenger.

If you are driving your cruiser across the border, you must be insured by a motorcycle policy issued by a Mexican company per Mexican law.
Complete coverage Motorcycle Insurance protects against damage and total theft of your motorcycle. You might even choose to add coverage for vandalism and partial theft! Too often travelers neglect this coverage and it results in a total loss when their vehicle is stolen or damaged.

Riding a Cruiser?

A cruiser is what most people think of when they think of the traditional motorcycle. It includes, but is not limited to, classics made by Harley-Davidson, Indian, Excelsior and Henderson; and similar styles of bikes. The riding position usually places the feet forward and the hands up. Protect your ride with good Mexican Motorcycle Insurance.

Motorcycle Insurance for your UTV is also available. If damage occurs to your UTV, it must have Mexican insurance to be protected in the case of theft, vandalism, or in the event of an accident. Too often travelers neglect this coverage and it results in a total loss when their vehicle is stolen or damaged. Examples of UTV are golf carts, and Polaris Razors.

Is your vehicle defined as an UTV on a Mexican motorcycle insurance policy?

UTV is defined by the American National Standards Institute (ANSI) as a vehicle that:

• Has four or more wheels.
• Is intended to transport persons and cargo.
• Has a non-straddle seat.
• Is controlled by pedals and steering wheels.
• Has a minimum top speed of 40.2 km/h or 25 mph.
• Has a maximum overall width of 2,030 mm or 80” in.
• Weighs no more than 4,000 lbs. in gross vehicle weight rating (GVWR).
• Has a minimum cargo capacity of 159 kg or 350 lbs.