Mexican Auto Insurance - Protect Your Ride with Reliable Coverage in Mexico

Mexican Car Insurance in Poway
What is the Importance of Auto Insurance in Mexico?

What is the Importance of Auto Insurance in Mexico?

Auto insurance is a legal requirement in Mexico and a financial safety net when unexpected events occur. Whether it’s an accident, theft, or damage caused by natural disasters, having the right insurance coverage can help you recover and get back on track quickly.

The Republic of Mexico is “no-fault,” meaning regardless of fault, your insurance will cover damage to your car as long as you have a complete coverage policy (as opposed to Liability Only).  Most auto insurance coverage options available here also offer the uninsured motorist waiver, which is important in Mexico as only about 25% of the population carries insurance.

Why Choose Us?

We are a true broker of Mexico Insurance, meaning we are independent and represent the client, not the company.  We allow only the top companies in Mexico on our platform to compete for your business.  In order to qualify as a provider insurance company on the Mexinsurance platform, a Mexican company must transact at least USD \$1 Billion in annual premiums.  You will not find the high risk regional carriers on our site, only established and largest in Mexico. 

Welcome to Mexico Insurance Services, your trusted partner for reliable and comprehensive auto insurance coverage. We understand the importance of protecting your vehicle, and our mission is to provide you with the confidence and peace of mind you deserve on the road in Mexico. That’s why we offer comprehensive auto insurance policies to protect your ride and provide you with peace of mind on the road.

Why Else?

If highest quality insurance and the most secure and reliable tech are not enough, come try our drive through! At our Chula Vista office on Bonita Road just off the 805 Freeway, you can quickly and easily drive through during business hours and we’ll print your Mexican Insurance policy for you in seconds.  We have been operating drive-through and in-office customer service for travelers to Mexico since 1956.

The finest cars in Mexico are insured with mexinsurance.

Short-term or long-term policies

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24/7 bilingual customer service

BMW M2 in Mexico at Oxxo insured with MexInsurance

The benefits of auto insurance Mexico

Extra safeguards against uninsured drivers

Only about 25% of drivers in Mexico have insurance, so if you are involved in an accident and don’t have complete coverage, you might be out of luck.  If your car is damaged in an accident caused by a motorist who does not have insurance and it was not your fault, our carriers, who offer complete coverage, may even waive the deductible to recover damages.

Road assistance if there’s an accident

When your car is no longer safe to drive, roadside assistance will help you get repaired and where you will be safe.

24/7 bilingual customer service

Following a claim, 24/7 customer support in English if you’re stranded in the middle of Mexico. Your insurance company is just a phone call away!

Extra safeguards against uninsured drivers

Road assistance if there's an accident

24/7 bilingual customer service

What Our Clients Say

Auto Insurance - Frequently Asked Questions

Insurance laws, policies, and coverage vary from state to state, even within the US. You can imagine how that gets even more complicated when you’re driving in Mexico. Some US and Canadian auto insurance policies will extend specific coverage, like material damage or theft, within a certain distance of the border, but they CANNOT provide the legally required Liability coverage. You must get at least liability insurance from a Mexican insurance company.

It is 20-75 miles from the border if they provide any coverage in Mexico. Be sure you know precisely which parts of Mexico your insurance will and won’t cover you.  Most will only cover you for theft or collision but NOT LIABILITY, and this is the most important coverage in Mexico.

NO. Liability insurance, the legally required portion of insurance, must come from a Mexican-domiciled company. Mexico has different laws than the U.S. and Canada regarding car insurance. Your policy may cover some of your obligations, but what you don’t have may cause you to end up in jail! Yes, Mexican jail!

Ready to protect your ride? Fill out our online quote request form, and instantly quote and bind coverage to download and print in just minutes.