Tue, 16 Feb 2021 13:36:46 +0000
Qualitas Auto Insurance Terms and Conditions
Qualitas is one of the top insurance companies in Mexico. It offers great coverage at an affordable rate. Every single policy comes with roadside assistance designed especially for tourists.
File a claim: Call 011-52-555-227-9000, or toll-free (from Mexico) 800-400-9000.
TÉRMINOS Y CONDICIONES EN ESPAÑOL
Who is Qualitas?
Qualitas was founded in 1993 in Mexico City. Since then Qualitas has become the leading insurer in the Mexican automotive market and has been for the past 11 years.
With 14,294 agents available to assist their clients, you are sure to be taken care of.
Qualitas prides itself on excellent customer services and strives for total customer satisfaction.
Our mission
At Qualitas we strive to protect our customer’s assets and minimize their risk by providing specialized insurance products designed to meet and exdeed our insured’s needs and expectations.
Our vision
As our name suggests, Qualitas Insurance Company’s vision is to fulfill and surpass our client’s expectations by offering a service based on our guiding principal of Quality. We believe offering a Qualitas service means incorporating our corporate values into our overyday work and relationship.
Our identity
We are committed to provide an excellent service at competitive rates.
Filing a claim:
Qualitas works with you throughout the entire claims process from initial response through final resolution. Providing fast, caring service and to settle your claim.
As soon as possible, report your claim—simply call +1(844) 765 6379 or e-mail claims@qualitasins.com. Qualitas will ask you some initial questions and begin resolving your claim immediately.
A claims representative will contact you to answer your questions and schedule an inspection of your vehicle. Be sure to discuss any questions you have about deductibles, what’s covered or the repairs with your claims rep at this time.
Qualitas will inspect your vehicle’s damage and provide an estimate for repairs. We settle your claim quickly, fairly and accurately so you can move on with your life.
Roadside Assistance comes with every policy automatically. This roadside assistance program is developed with tourists in mind. Learn more here.
What products do they offer?
Auto coverage for tourists in Mexico
RV coverage for tourists in Mexico
Deducibles
✔Collision Deductible$1,000
Total theft Deductible$1,000
Uninsured/Underinsured Motorist Deductible Walver
Labor Rates
✔Auto: $50/Hr.
Pickup/SUV/Motorcycle: $60/Hr
Motorhome: $70/Hr
Glass Breakage
✔
Roadside Assistance
✔(Lockout, Fuel, Flat Tire, Jump Start)
Towing
✔
Rental Car
✔
Legal Defense And Bail
✔Up To Limit Of Liability
Vandalism
✔
Partial Theft
✔
Plance Tickets Home
✔
Deductibles
✔Collision DeductibleFixed $500
Total theft DeductibleFixed $1,000
Uninsured/Underinsured Motorist Deductible Walver
Labor Rates
✔Full US Rates
Glass Breakage
✔
Roadside Assistance
✔(Lockout, Fuel, Flat Tire, Jump Start)
Towing
✔
Rental Car
✔
Legal Defense And Bail
✔Up To $20,000
Vandalism
✔
Partial Theft
✔
Plance Tickets Home
✔
Bonus Coverage
✔Coverage Applies To Trailer/RV Even When Detached From Towing Vehicle (Must Match Days In Tow With Term)
Deductibles
✔Collision Deductible 2% (Min. $500)
Total theft Deductible 5% (min. $1000)
Uninsured/Underinsured Motorist Deductible Walver
Labor Rates
✔$38/Hour Mexican Labor Rate
Glass Breakage
✔
Roadside Assistance
✔(Lockout, Fuel, Flat Tire, Jump Start)
Towing
✔
Rental Car
✔
Legal Defense And Bail
✔Up To Limit Of Liability
Common Q/A’s
What is covered? Clause 1 explains in detail what is covered
What is Partial theft? Partial theft is when something that is attached to your car is stolen such as a radio, tires, engine, etc….
What if someone steals my possessions out of my car? These personal property items are NEVER COVERED by an auto policy. These items fall under your home owner policy. This is true of EVERY Mexico and US car insurance policies.
Is a rental car provided if I get in an accident? Clause 1 -> 10 -> 10.1 -> 10.1.12
What does Indemnify mean? To make one whole/ to right the wrong.In the event of a loss, the insurance company will attempt to restore the property to it’s condition before the loss.
What is a total loss? When the property is stolen or damaged to the extent that it cannot be repaired.
What does Shall mean? Shall means must. The action is mandatory.
What does May mean? May means that It is possible. There is a choice to complete the action or not.
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