• Quote/Purchase
    • Mexico Auto Insurance
    • Mexico Motorcycle Insurance
    • Driver’s License Insurance for Mexico
    • Mexico RV Insurance
    • Mexico Watercraft Insurance
    • Mexican Homeowners Insurance
    • Northbound Insurance
  • Border Crossing
  • Destinations
    • Aguascalientes
    • Baja California
      • Ensenada
      • Mexicali
      • Puerto Nuevo
      • Rosarito
      • San Felipe
      • Tecate
      • Tijuana
      • Valle de Guadalupe
    • Baja California Sur
      • La Paz
    • Campeche
    • Chiapas
    • Chihuahua
      • Chihuahua City
    • Coahuila
      • Saltillo
    • Colima
    • Durango
    • Guanajuato
    • Guerrero
    • Hidalgo
    • Jalisco
    • Mexico
    • Mexico City
    • Michoacán
    • Morelos
    • Nayarit
    • Nuevo Leon – Mexico
      • Monterrey – Nuevo Leon
    • Oaxaca
    • Puebla
    • Queretaro
    • Quintana Roo
    • Sinaloa
    • Sonora
      • Guaymas
      • Hermosillo
      • Nogales Sonora
      • Rocky Point
      • San Carlos
    • San Luis Potosi
    • Tabasco
    • Tamaulipas
    • Tlaxcala
    • Veracruz
    • Yucatan
    • Zacatecas
  • Activities
    • Surfing Baja
    • Wine Tasting Baja
    • Medical Tourism Mexico
    • Fishing in Mexico
    • Spring Break in Mexico
    • Off-Road Mexico
    • RVing Mexico
  • Help Center
  • About Us
  • Sign In

Rocky Point Insurance

Posted on August 22, 2012January 21, 2021 by Charles
Puerto Penasco Hotel Zone

Rocky Point Insurance

Rocky Point, so-called by most tourists, is also popularly dubbed “Arizona’s Beach.”  Whatever you call this famous Mexican destination, its real name is Puerto Peñasco and it is a city in the State of Sonora in Mexico.  It’s easy to forget when you drive to “Arizona Beach” that you’re driving into another country and as such, must follow those laws.  First and foremost, you must have proof of financial responsibility from a Mexican company.  Or, “Mexican insurance” as most people call it.

 

What are the Minimum Insurance Requirements for Rocky Point?

Rocky point insurance is required, even if your US insurance extends their coverage within 50 miles of the border.  Because Puerto Penasco is 65 miles from the border, you need Comprehensive and Collision in addition to the legally mandated Liability coverage.  To speak in simple terms, there are some US companies that maintain protection for damage and theft of your car within a certain distance of the border, but that does not include damage you may cause to a third party in an accident.  If you’re in an accident and found guilty, you may be detained unless you have insurance from a Mexican company. 

Here is a video on Mexican liability insurance:

Lienholder = The company you make payments to.

If you make payments on your car or truck, then the company you pay on a monthly basis is your lienholder.  A lienholder always requires that you also carry coverage from a Mexican company for damage or theft of your vehicle.  

Complete Coverage Mexican insurance is when you combine Liability insurance with Comprehensive and Collision insurance.

How Much Does Insurance Cost for Rocky Point?

The cost for Rocky Point insurance depends on how much liability coverage you want.  It also factors how valuable your vehicle is.  Here is an example quote, and for simplicity’s sake we are displaying one underwriter “Qualitas”.

Example for Complete Coverage:  a 2015 Audi S4 with a value of $30,000, selecting a $300,000 liability limit for a term of a 4-day weekend cost $59.93.

Rocky Point Insurance 4 Days
Rocky Point Car Insurance for 4 Days

Other Border Crossing Considerations

Fortunately, Rocky Point is in the “free-zone” so you won’t need a Temporary Import Permit.  However, Mexican federal law requires all visitors to Mexico to secure a temporary visa, also called an FMM or “Tourist Card”.  For your convenience, we put all these items and more consideration for crossing the border here, on this border crossing checklist.  And, don’t forget to download your maps for Rocky Point.

Insurance Quote Links:

  • Car Insurance
  • Motorcycle Insurance for Rocky Point
  • RV Insurance for Rocky Point
Posted in Rocky Point

Related Content

Post Image

Mexico Border Crossing

Here is everything you need to know about the Mexico Border Crossing.

Post Image

Mexican Car Insurance

Mexican car insurance should not be taken lightly.  In the event of a worst-case scenario, you want a quality product underwritten by respected insurance professionals.

Post Image

Mexican Motorcycle Insurance

Mexican motorcycle insurance is important whether your cruising down to Mexico, or racing down to get the heck out of dodge.  Get more information and start a policy here.

Post Image

Mexican RV Insurance

Mexican RV Insurance:  When you drive your RV in Mexico you want high-quality coverage that provides liability insurance and protection against damage to your rig.

Post navigation

Previous: Medical Care in Mexico
Next: Baja Malibu

7 thoughts on “Rocky Point Insurance”

  1. Pingback: Mexican Food: Culinary Cuisine | Mex Insurance Blog
  2. Pingback: Rocky Point Food | Go Gringo
  3. Pingback: Rocky Point Mexico Hotel Help | Go Gringo
  4. Pingback: Rocky Point, Puerto Penasco | Mex Insurance Blog
  5. Pingback: Nogales Sonora • Nogales in Mexico • Sonora Mexico
  6. Pingback: RV Camping in Sonora • Sonora RV Camping Map
  7. Pingback: Rocky Point Lodging • MexInsurance® - Mexico Insurance

Comments are closed.

Recent Posts

  • How to Make a Phone Call in Mexico
  • Post Election Fear Sending Americans to Mexico
  • Coming Soon
  • Mikes Sky Rancho
  • Scuba Diving Mexico

Subscribe to our Blog!

Delivered by FeedBurner

Categories

  • Activities in Mexico
    • couples
    • Fishing in Mexico
    • Off-Road
    • RV Mexico
    • Spring Break in Mexico
    • Surfing in Mexico
  • Baja California
    • Ensenada
      • Valle de Guadalupe
    • Mexicali
    • Rosarito Baja
    • San Felipe
    • Tecate
    • Tijuana
  • Baja California Sur
  • Border Crossing Requirements
  • Campeche
  • Cellular Service Mexico
  • Chiapas
  • Chihuahua
  • Chubb
  • Coahuila
  • Company Announcements
  • Coverage and Claims
  • Driving in Mexico
  • Guanajuato
  • Guerrero
  • Hidalgo
  • History and Culture
  • Homeowners
  • Jalisco
  • Maps
  • Medical Tourism Mexico
  • Mexican Insurance
  • Mexican Insurance Tips & Tricks
  • Mexican Rental Car Insurance
  • Mexico City – District Federal
  • Mexico Insurance
  • Michoacan
  • Morelos
  • Nayarit
  • Nuevo Leon
  • Oaxaca Posts
  • Places
    • Las Vegas
  • Puebla
  • Queretaro
  • Quintana Roo
    • Cancun
  • roadside
  • San Luis Potosi
  • Sinaloa
  • Sonora
    • Guaymas
    • Hermosillo
    • Nogales
    • Rocky Point
    • San Carlos
  • Tamaulipas
  • Uncategorized
  • Veracruz
  • Website Help
  • Yucatan_State

3813 Ray Street

San Diego, CA 92104

California Insurance License: 0G35864

2020 Mexico Insurance Services, Inc.

By using this website you agree to the

  • Terms of Purchase, Access and Use Agreement
  • Privacy Policy
  • Sitemap
  • Affiliates Login