For complete description of Terms, Conditions and Exclusions please see the full document provided by Qualitas. This is only a brief summary.
|Risk 1 - Collision|
|Risk 2 - Total Theft and Material Damage|
|Risk 3 - Third Party Liability|
|Risk 4 - Medical Expenses for Occupants|
|Risk 5 - Legal Expenses|
*Risk 4, Medical Payments is not included with Motorcycle type vehicles.
This is the most common policy type. This insurance type will allow you to customize insurance for a tourist automobile allowing a primary driver and up to 3 additional drivers.
In effort to improve your experience we have migrated to AVQ Roadside Assistance from Qualitas - which is included on all policies now. For more details see this link.
Motorcycles are excluded from Medical Coverage.
If you choose a start date of today, the policy will become effective as soon as the policy is paid in full; not at any point earlier. If you choose a date of tomorrow or any day thereafter, the effective time will be set to the beginning of the day of the start date.
All policies expire at the end of the day on the end date.
If your account has been set to use a 24 hr clock, you can choose a time to start the policy on the start date, and end at the same time on the end date.
All effective and expiration dates and times are calculated and given using the Pacific Time (PST) timezone.
Please visit the Kelly Blue Book website and enter in your vehicle's details to find the most accurate value for your vehicle.
If you belong to a group or special affiliation, and know the code, enter it here.