• Quote/Purchase
    • Mexico Auto Insurance
    • Mexico Motorcycle Insurance
    • Driver’s License Insurance for Mexico
    • Mexico RV Insurance
    • Mexico Watercraft Insurance
    • Mexican Homeowners Insurance
    • Northbound Insurance
  • Border Crossing
  • Destinations
    • Aguascalientes
    • Baja California
      • Ensenada
      • Mexicali
      • Puerto Nuevo
      • Rosarito
      • San Felipe
      • Tecate
      • Tijuana
      • Valle de Guadalupe
    • Baja California Sur
      • La Paz
    • Campeche
    • Chiapas
    • Chihuahua
      • Chihuahua City
    • Coahuila
      • Saltillo
    • Colima
    • Durango
    • Guanajuato
    • Guerrero
    • Hidalgo
    • Jalisco
    • Mexico
    • Mexico City
    • Michoacán
    • Morelos
    • Nayarit
    • Nuevo Leon – Mexico
      • Monterrey – Nuevo Leon
    • Oaxaca
    • Puebla
    • Queretaro
    • Quintana Roo
    • Sinaloa
    • Sonora
      • Guaymas
      • Hermosillo
      • Nogales Sonora
      • Rocky Point
      • San Carlos
    • San Luis Potosi
    • Tabasco
    • Tamaulipas
    • Tlaxcala
    • Veracruz
    • Yucatan
    • Zacatecas
  • Activities
    • Surfing Baja
    • Wine Tasting Baja
    • Medical Tourism Mexico
    • Fishing in Mexico
    • Spring Break in Mexico
    • Off-Road Mexico
    • RVing Mexico
  • Help Center
  • About Us
  • Sign In

Personal Property Coverage

Posted on August 7, 2014January 21, 2021 by Charles
Personal Belongings

Does Mexican Car Insurance include Personal Property Coverage in Mexico? Let’s face it, when you plan a Mexican vacation, you will have a lot to pack. In addition to sunscreen, you’ll bring your $800 phone, your laptop, probably a camera or iPad device. You might even have a nice surfboard or GPS equipment. So, if those are stolen from your car – what happens?  Does Mexican Car Insurance Cover Loss or Theft of Personal Property?

The quick and short answer is, NO.  But there is a solution.

Personal Property Coverage

In Mexico, and in the United States even in Canada – your personal property coverage falls under a homeowner’s insurance policy. If you don’t have homeowners’ insurance, then it’s rental coverage. Alternative means of coverage for the personal property include credit card benefits. Some credit cards lure new customers with purchase protection that includes theft, loss or damage.

Before you decide to bring something to Mexico, if it’s valuable to you – make sure it’s covered. Check with the credit card company. If you recently bought the item, it might have coverage under the card company benefits. You can also check with your domestic insurance company (insurance company in your home state). This is important because some items, like jewelry, furs, paintings, and antiques must be listed separately in order for coverage to apply.

What is so beautiful about homeowners’ personal property protection is that it applies worldwide. No matter where you go, your belongings are safe as long as they are properly written on your homeowner’s or renters’ insurance policy.

Your Mexican Car Insurance Policy

No matter what, there is no personal property coverage under your Mexican Car Insurance policy. Please keep that in mind. In the event of car theft, the items within your car have no coverage under the policy. If the item is attached permanently to the car, coverage will apply. But the Garmen GPS unit? Not unless it’s a permanent fixture (like welded into your console).

 

Credit Card Coverage for Personal Property

You may not be out of luck even if your homeowner or renters does not cover your personal property, and you don’t have renters or homeowners insurance. Many credit card issuers provide some kind of travel insurance, including reimbursement for items stolen out of vehicles. Once again, it is important to contact your credit card issuer before you leave for your trip. You will want to know which card you want to use for paying for items.

Posted in Mexican Insurance
Post Image

Mexico Homeowners Insurance

Mexico home insurance can include earthquake and hurricane coverage and has no restrictions geographically.

Post Image

Mexican Car Insurance

Mexican car insurance should not be taken lightly.  In the event of a worst-case scenario, you want a quality product underwritten by respected insurance professionals.

Post Image

Mexico Border Crossing

Here is everything you need to know about the Mexico Border Crossing.

Post Image

Mexican RV Insurance

Mexican RV Insurance:  When you drive your RV in Mexico you want high-quality coverage that provides liability insurance and protection against damage to your rig.

Post navigation

Previous: Export Vehicle to Mexico
Next: Bring Your Dog to Mexico

One thought on “Personal Property Coverage”

  1. Pingback: Car Theft Claim in Mexico • mexinsurance.com blog

Comments are closed.

Recent Posts

  • How to Make a Phone Call in Mexico
  • Post Election Fear Sending Americans to Mexico
  • Coming Soon
  • Mikes Sky Rancho
  • Scuba Diving Mexico

Subscribe to our Blog!

Delivered by FeedBurner

Categories

  • Activities in Mexico
    • couples
    • Fishing in Mexico
    • Off-Road
    • RV Mexico
    • Spring Break in Mexico
    • Surfing in Mexico
  • Baja California
    • Ensenada
      • Valle de Guadalupe
    • Mexicali
    • Rosarito Baja
    • San Felipe
    • Tecate
    • Tijuana
  • Baja California Sur
  • Border Crossing Requirements
  • Campeche
  • Cellular Service Mexico
  • Chiapas
  • Chihuahua
  • Chubb
  • Coahuila
  • Company Announcements
  • Coverage and Claims
  • Driving in Mexico
  • Guanajuato
  • Guerrero
  • Hidalgo
  • History and Culture
  • Homeowners
  • Jalisco
  • Maps
  • Medical Tourism Mexico
  • Mexican Insurance
  • Mexican Insurance Tips & Tricks
  • Mexican Rental Car Insurance
  • Mexico City – District Federal
  • Mexico Insurance
  • Michoacan
  • Morelos
  • Nayarit
  • Nuevo Leon
  • Oaxaca Posts
  • Places
    • Las Vegas
  • Puebla
  • Queretaro
  • Quintana Roo
    • Cancun
  • roadside
  • San Luis Potosi
  • Sinaloa
  • Sonora
    • Guaymas
    • Hermosillo
    • Nogales
    • Rocky Point
    • San Carlos
  • Tamaulipas
  • Uncategorized
  • Veracruz
  • Website Help
  • Yucatan_State

3813 Ray Street

San Diego, CA 92104

California Insurance License: 0G35864

2020 Mexico Insurance Services, Inc.

By using this website you agree to the

  • Terms of Purchase, Access and Use Agreement
  • Privacy Policy
  • Sitemap
  • Affiliates Login