If you’re heading south of the border, make sure you get Mexico insurance for Rocky Point. As rules and regulations change about border crossings and Mexican travel, it’s important to check in with experts to get answers to your important questions. Rocky point is in the “free zone”, but you still need Mexico Car Insurance and other documents for your trip. Although the free zone is associated with some different customs, you still need to be aware of the requirements.
Mexico Car Insurance: Rocky Point
Yes. If you plan to drive across the border, you need Mexico car insurance–even in the free zones. Many drivers mistakenly believe that their comprehensive car insurance policy in the U.S. will protect them in Mexico. Mexico and the U.S. insurance carriers do not have an international coverage agreement. So, if you are planning to trip to Mexico’s free zone, you don’t need a vehicle permit, but you do need insurance. And your US coverage only applies to damage or theft of your car, it doesn’t do anything for damage you cause in Mexico to someone else’s car.
You can apply for short-term Mexico car insurance for Rocky Point. However, if you make frequent trips to Mexico, it will save you money over time to get a long-term policy. If you’re in an accident and don’t have insurance you can be arrested and taken to jail. It is a fineable offense (see liability insurance law article) if you get into a car accident and don’t have Mexican auto insurance. All drivers in Mexico must have auto insurance or proof that they can pay for repairs in full.
Mexican Tourist Card
If you’re planning to visit the free zone, you’ll need a Mexican tourist card. Known officially as Forma Migratoria Múltiple (FMM), the card is issued by the Mexican government. This card is not a visa and will have to be turned in after your trip. If you plan to stay longer than 180 days or travel to conduct some type of business, you’ll need to apply for a Visa.
No matter where you travel in Mexico, you should have your valid passport with you at all times. You should also carry your valid driver’s license with you as well. Authorities will know that your license is valid because you would have needed it to procure your Mexican car insurance.
You still need to follow certain rules and customers to stay legal when visiting. Mexican auto insurance is easy to procure online from your home in the U.S. If you wait until you cross the border to obtain your insurance, you could wind up paying double. Let us help you find the right policy for your travel needs.
MexInsurance.com® – providing quality Mexico Insurance online since 2003.