Towing in Mexico – What You Need to Know
Here are some important things to note when you tow your boat, trailer, another car, utility trailer or ATV down to Mexico:
1. You MUST identify the towed unit when trailering in Mexico. When you add weight to the rear of your automobile it changes the operating dynamic and risk. Failure to tow behind an insured vehicle without listing the towed unit on the policy puts you at risk of claim denial.
2 Whatever it is you are towing is referred to as a “towed unit” and that “towed unit” can be a combination of trailer and ATV, and camping trailer, watercraft on the trailer, etc. So, even though you are towing a trailer with an automobile on top of it, the “Towed Auto” itself is considered the “towed unit”. On the application for mexinsurance, you have the option of identifying multiple items. Click here to see how…
3. You will be asked for a towed unit value. The risk here is rarely worth the premium increase. Total theft of a towed unit while the unit is attached to the towing vehicle is rare. You have the option to enter “$0” for towed unit coverage value. Please keep in mind that the value you list here on your mexinsurance application will be included in the overall value of your risks 1 and risk 2 limits (total theft and collision).
4. Once the towed unit is removed from the towing vehicle it will need its own insurance policy. You can add Mexican insurance here if the towed unit is street legal, ie: golf cart, automobile (Jeep, etc.) motorcycle or a Razor. To add one of these to your mexinsurance account simply select Vehicles then Add Vehicle in your mexinsurance.com account. For Razor, Golf Court and Enduro Motorcycles choose “Motorcycle” type of vehicle. Once the vehicle is in your account, click Policies, then Add policy and your vehicle will be available in the drop-down. Click here for detailed instruction on adding vehicle to your mexinsurance account
5 Towing anything changes the dynamic of your vehicle. PLEASE PLEASE remember at any time if you are towing anything on your mexinsurance.com-covered vehicle to list it before towing.