You are currently viewing Should I Buy Mexican Car Insurance at the Border?

Should I Buy Mexican Car Insurance at the Border?

Wed, 16 Oct 2019 19:03:00 +0000

Some people still prefer to buy cars, groceries, or clothing. Online shopping has its conveniences, but they still like to get out there to do their shopping. When it comes to Mexican car insurance, you can cross the border and visit an insurance agent to procure your policy, but how long do you plan to peruse your options in their office? Do you mind paying a premium because you purchased your car insurance at the border? The truth is, there are some very good reasons why you don’t want to buy Mexican car insurance at the border.


First–you can’t drive in Mexico without Mexican auto insurance. You can, but you’re risking jail time if you get into a collision and can’t produce valid insurance. Mexico doesn’t recognize your U.S. car insurance, no matter how much coverage it affords. To drive legally anywhere in Mexico, you must have at least basic Mexican auto insurance from a Mexican Insurance Company.


Don’t Buy Mexican Car Insurance at the Border: Save Money


One of the best reasons to shop online for Mexico car insurance is cost savings. Agents know you don’t want to take time to the insurance shop when you cross the border. You have a business to attend to if you’re traveling on business. If you’re on vacation, do you want to spend more than 15 minutes in an insurance office? They understand that travelers are in a hurry, and they can charge a premium rate to accommodate them. Instead, shop for mexinsurance at home, and you can save substantially. Some estimates suggest you can save half as much online as if you wait to purchase your Mexican car insurance at the border.

Tijuana Border Crossing


Reflect


By shopping online, you can take time to reflect on the coverage you need. You might wonder, “do I want to pay extra for $1,000,000 liability in Mexico? Is that much coverage necessary where police earn $3,000/year?” As you contemplate, you can wander into some chatrooms or forums where Mexican insurance is discussed and learn that you do want to pay a bit extra for roadside assistance! You can discuss policy options with insurance providers and chat with other travelers to arrive at the ideal coverage for you.

When you buy online, you can take your time and weigh all your options and prices to ensure that you get the right product. If you have questions when ordering your Mexican Car Insurance from us, we can provide you with all the information you need so that you get the ideal policy for your trip.