Can I Insure My Motorcycle to Drive to Mexico?

Can I Insure My Motorcycle to Drive to Mexico?

Man riding sportster motorcycle on countryside during sunset.

Whether you’re driving a sedan, pickup truck or motorcycle to Mexico, you need Mexican auto insurance to drive legally in the country. Many U.S. motorists don’t realize that their comprehensive U.S.-based insurance policy will not cover them when driving in Mexico. In fact, proof of American insurance means nothing to Mexican authorities. If you are involved in a car accident and do not have Mexico car insurance you can be arrested. Fortunately, drivers–even motorcyclists–have lots of flexibility when it comes to policy options.

Driving a Motorcycle in Mexico 

In many ways, Mexico offers motorcycle riders idyllic landscapes for riding. If you’re heading down the Baja coast, you’ll have pristine coastline and vibrant cities to look forward to visiting. Before you start your motorcycle road trip, you’ll want to obtain Mexican auto insurance for motorcycle coverage. It’s best to obtain a policy while you’re still home in the U.S. Otherwise, if you wait until you enter Mexico, you’re likely to pay triple for the same type of coverage.

What Types of Mexican Motorcycle Coverage Do I Need? 

Our agents can help you select policy coverage that suits your needs. It helps to know how long you plan to be in Mexico and what types of deductible amounts you’re comfortable with. You can also add vandalism and theft coverage to your Mexican auto policy–which is a good idea. Many drivers also opt for coverage that includes roadside assistance.

What to Keep in Mind When Riding in Mexico 

Depending on where you are traveling, Mexico features well-maintained highways and roadways, particularly those frequented by travelers. If you’re heading off road you might encounter rough roads. Be sure to carry water with you and a charged cell phone in case you need to call for assistance. Also, always travel with your valid drivers license and passport. It’s also important to have cash (pesos) as many roadside gas stations and tolls only accept cash payments.

We are dedicated to providing our clients with options and the helpful information they need about their Mexico auto insurance. You can expect to have an amazing motorcycle road trip in Mexico, but don’t forget to get your Mexican auto insurance before leaving the U.S.

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