Category Archives: Mexican Insurance Tips & Tricks

Should I Buy Mexican Car Insurance at the Border?

Some people still prefer to buy cars, groceries, or clothing in person. Online shopping has its conveniences, but they still like to get out in the world to do their shopping. When it comes to Mexican car insurance, you can cross the border and visit an insurance agent to procure your policy, but how long do you plan to peruse your options in their office? Do you mind paying a premium rate because you purchased your car insurance at the border? The truth is, there are some very good reasons why you don’t want to buy Mexican car insurance at the border.

Mexican auto insurance


First–you can’t drive in Mexico without Mexican auto insurance. Well, you can, but you’re risking jail time if you get into a collision and can’t produce valid insurance. Mexico doesn’t recognize your U.S. car insurance no matter how much coverage it affords. To drive legally anywhere in Mexico, you must have at least basic Mexican auto insurance from a Mexican Insurance Company.


Don’t Buy Mexican Car Insurance at the Border: Save Money


One of the best reasons to shop online for Mexico car insurance is cost savings. When you cross the border, agents know perfectly well you don’t want to take time to insurance shop. If you’re traveling on business, you have a business to attend to. If you’re on vacation, do you really want to spend more than 15
minutes in an insurance office? They understand that travelers are in a hurry and they can charge a premium rate to accommodate them. Instead, shop for mexinsurance at home and you can save substantially. Some estimates suggest that you can save half as much online than if you wait to purchase your mexican car insurance at the border.

Dont stop at the border to purchase mexican car insurance
Tijuana Border Crossing


Reflect


By shopping online, you can take time to reflect on the coverage you need. You might wonder, “do I really want to pay extra for $1,000,000 liability in Mexico? Is that much coverage really necessary in a place where police earn $3,000/year?” As you contemplate, you can wander into some chatrooms or forums where Mexican insurance is discussed and learn that, yes, yes you really do want to pay a bit extra for roadside assistance! In fact, you can discuss policy options with insurance providers and in chat sessions with other travelers in order to arrive at the ideal coverage for you.


The fact is, when you buy online, you can take your time and weigh all of your options and prices to ensure that you get the right product. If you have questions when ordering your Mexican Car Insurance from us, we can provide you with all the information you need so that you get the ideal policy for your trip.

Cash in Mexico

Is it Safe to Carry Cash in Mexico? Many travelers are concerned about carrying a substantial amount of cash on them no matter where they’re traveling. Carrying too much cash can make them feel like a target. Even so, it’s helpful to carry a certain amount of cash on you when driving in Mexico. Although… Continue Reading

Mexican Free Zone

The Mexican Free Zone designed to attract tourists. Formerly the “hassle-free” or “liberated area” – officially it is called the “Free Trade Zone.” This zone is about 15-20 miles into Mexico all along the Mexican border. Its intention is to reduce government requirements (Mexican government requirements) for tourists visiting and spending money in the area.… Continue Reading

Frequently Asked Questions About Mexican Auto Insurance

Frequently Asked Questions About Mexican Auto Insurance

Is Mexican Car Insurance really necessary? Absolutely! Under Mexican regulations, foreign drivers are legally required to be held financially responsible for any damages caused to automobiles – as well as bodily harm.The only alternative to having Mexican auto insurance is obtaining a pre-arranged bond through a bank in Mexico, or having cash on-hand that is… Continue Reading

Driving in Mexico City – “Hoy No Circula” Restrictions

Driving in Mexico City – What you need to Know If you plan on driving in Mexico City (or plan to drive through Mexico City), please read this article. What is the Hoy No Circula program? First of all, the goal of the “Hoy No Circula” program is to set standards that reduce vehicular traffic… Continue Reading

Towing in Mexico

Towing in Mexico

Know

Here are some important things to note when you tow your boat, trailer, another car, utility trailer or ATV down to Mexico:

1. You MUST identify the towed unit when trailering in Mexico. When you add weight to the rear of your automobile it changes the operating dynamic and risk. Failure to tow behind an insured vehicle without listing … Continue Reading

From Canada to Mexico

From Canada to Mexico

There is a natural draw from Canada to Mexico.  So, what do Canadians need to consider before taking the trip across both borders into the land of Sun and Relaxation?  How can a Canadian prepare themselves properly to ensure a relaxing trip? Here are the requirements:  Passport.  Before you cross into Mexico – make you… Continue Reading

Fast Border Crossing with Sentri

Border Crossing with Sentri – several crossings along the U.S. and Mexican border now allow pre-approved travelers a fast track back to the U.S.  By registering for Sentri cards or other quick-pass identification cards, travelers can use the Ready Lanes to speed up the customs and crossing process.  For frequent travelers to Mexico, this is… Continue Reading