Looking for Mexican Car Insurance in National City? If you are heading down to Mexico from National City, CA, and not sure what type of insurance to get, read on. Over 36 million people travel to Mexico from the US each year. Thousands travel by car, and some may unknowingly cross the border without Mexican car insurance. This article is for those looking for Mexican Car Insurance in National City.
Do I Need Mexican Car Insurance?
The answer to this question is, yes, you 100% need Mexican car insurance. Mexico law requires all who operate a vehicle within the country have third-party liability coverage of 100,000 USD at minimum.
Even if you may have collision coverage from your credit card or US-based insurance plan, you still need Mexican Liability. The liability coverage is required by Mexican law, it covers damage you cause in Mexico. Additionally, Mexican law is that the third-party liability coverage must come from a Mexican insurance company.
Not providing a valid form of Mexican insurance when requested, can result in fines, impoundment of the car, and, depending on the severity of the accident, even jail time.
One tip for those coming into Mexico with an active US insurance policy: If you want to avoid paying two insurance policies at the same time (i.e., Mexican car insurance and your current US policy), you can sign-up and register your car with an Affidavit of Non-Operation. This affidavit effectively pauses your existing car policy for the duration of time you are out of the country.
Mexican Car Insurance Costs
The costs for Mexican car insurance vary on factors such as coverage options, length of stay in the country, type of car you drive, your driving record, etc. Because of all these variables, your car insurance can cost anywhere between 3-40 USD a day – comparable (and in some cases cheaper) to any other US rental car insurance rates.
To start a Mexican car insurance policy, have the following information in hand:
- Vehicle details
- Length of stay
- Coverage limits desired
- Areas you’ll be driving in
With this information in hand, you’ll be able to get a quote online and get an idea of how much it’ll cost you for your trip down south.
Choose Mex Insurance
As you can see, Mexican car insurance is mandatory if you decide to make a trip from National City to Mexico. While there are last-minute options at the border we recommend coming with a policy in place beforehand. GO online!
Mex Insurance provides policies from Qualitas, a top Mexican insurance provider. We offer daily, semi-annual, or annual policies catered to your specific needs. Get your Mexican car insurance and by getting your free online quote today!