When people planning on driving to Mexico, most do not know that their US auto insurance will not cover them. Also, Mexico law requires all drivers to have car insurance to be able to drive legally. This is why it is extremely important to make sure that you have Mexican car insurance if you plan to take a road trip south of the border.
Not having this insurance could end up costing you a lot of money and getting you into legal trouble.
Before heading out on your road trip to Mexico, make sure to find out as much as you can and purchase a policy that offers the coverage and legal protection you need while driving there.
FAQs about Mexican Auto Insurance
Here are a few important FAQs about Mexican car insurance to help you learn more about it.
Q: Why do I need Mexico insurance?
A: As mentioned earlier, all drivers in Mexico must have auto insurance to legally drive in the country.
Mexican law requires you to show that you have “proof of financial responsibility”, meaning that you must be able to prove that you can pay for bodily injury or property damage in case you get into an accident. So, you need Mexico insurance if you plan to drive there.
Q: What is the difference between “Full Coverage” and “Liability” insurance?
A: Full coverage auto insurance includes coverage for liability as well as physical damage to and theft of your car.
Some full coverage policies also provide higher liability limits, partial theft and vandalism coverage, lower deductibles, uninsured motorist deductible waiver, gap coverage, roadside assistance, legal fees, and more.
On the other hand, liability auto insurance covers damages to another person or other property that result from an accident you cause. Liability-only policies provide the most basic coverage among car insurance policies and the minimum required to be able to drive in Mexico.
Q: Do I get coverage for medical payments when driving my motorcycle in Mexico?
A: Medical Payments in Mexican car insurance provide coverage for the driver and passengers. Some companies provide medical payments on liability-only and full coverage policies. This coverage does not include motorcycles, ATVs, and UTVs.
Get Mexican Car Insurance Online
If you need Mexican car insurance, look no further than Mexico Insurance Services, Inc. You can get the best policies to protect you south of the border. For more information, visit www.mexinsurance.com.