Are you planning to drive a car into Mexico from the United States? If so, you should know that you will need to purchase a Mexican car insurance policy before you begin your journey. Although countless Americans drive into our neighbor to the south each year, many are not aware that they need Mexico insurance for proper coverage while driving in the country.
This type of insurance is extremely important as it ensures that you are well covered and legally protected in case you are involved in an auto accident while in Mexico.
Facts to Know about Mexican Auto Insurance
Here are a few important facts about Mexico insurance that you should know to make sure that you are properly covered and protected while driving in Mexico.
- Mexican law does not recognize American or Canadian insurance. You are required by law to have “proof of financial responsibility”. If you are involved in an automobile accident in Mexico, your US car insurance will not be able to pay damages that you legally owe to others for bodily injuries or property damages.
- This is why it is a good idea to purchase liability auto insurance before driving into Mexico.
- You should find out about vandalism coverage and partial theft as well. This type of coverage includes theft that originally came on a vehicle and has a $1,000 deductible.
It does not cover anything inside of the vehicle. If the vehicle is vandalized, there is a $500 deductible. Unless you purchase special platinum or premier coverage for your car, these deductibles are excluded for most Mexico insurance policies.
- Are you wondering if you can still get Mexican auto insurance if your car is very old? You can.
- Many people often ask if anyone can drive their car after it is insured. The answer is yes, they can. The only exception is if you buy a driver’s license policy rather than a full coverage or liability insurance policy.
Driver’s License Policy
A driver’s license policy will provide you with the coverage to be able to drive any car or pickup truck and it does not insure any specific type of vehicle.
- You should also know that you can drive someone else’s car in Mexico. But, only if the owner gives you a notarized letter of permission. The letter will state that the owner has given you authorization to drive their vehicle into Mexico. The Mexico insurance will then be made out in both the owner’s and your name.
Get Mexico Insurance from MexInsurance
If you need Mexico insurance for your car before driving to Mexico, make sure to choose Mexico Insurance Services, Inc. for policies that provide complete coverage to protect you. To find out more or get a quote, visit www.mexinsurance.com today.