Important Facts About Mexico Insurance

Know the facts about Mexico insurance before you drive a car into Mexico from the United States. You should know that you will need to purchase a Mexican car insurance policy before you begin your journey. Although countless Americans drive into our neighbor to the south each year, many are not aware that they need Mexico insurance for proper coverage while driving in the country.

This type of insurance is extremely important as it ensures that you are well covered and legally protected in case you are involved in an auto accident while in Mexico.

Will My U.S. Insurance Cover Me in Mexico?

  • Mexican law does not recognize American or Canadian insurance. You are required by law to have “proof of financial responsibility” from a Mexican institution. Some U.S. companies will offer protection for your vehicle within a distance of the border into Mexico, including theft but that does not cover damage you cause to a third party in an accident.
  • This is why it is a good idea to purchase AT LEAST a liability-only policy before driving into Mexico.
  • You should find out about Roadside Assistance as well. A good broker won’t make you pay more for this option – it should be included.

Does Mexican Car Insurance cover items inside the vehicle?

It does not cover anything inside of the vehicle. Items inside your car are considered personal property. Personal property is typically covered under homeowner’s or renters’ insurance policy.

Can I still get Mexican auto insurance if my car is very old?

Yes, you can.

What is a Driver’s License Policy?

A driver’s license policy will provide you with the coverage to be able to drive any car or pickup truck and it does not insure any specific type of vehicle. The policies are liability only – no damage or theft coverage but the very best Driver License policies include Roadside Assistance.

Can I drive someone else’s car in Mexico?

Yes, but only if the owner gives you a notarized letter of permission. The letter will state that the owner has given you the authorization to drive their vehicle into Mexico. The Mexico insurance will list the registered owner and also list you as an additional driver.

Get Mexico Insurance from MexInsurance

If you need Mexico insurance for your car before driving to Mexico, make sure to choose Mexico Insurance Services, Inc. for policies that provide complete coverage to protect you. To find out more or get a quote, visit today.

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