When you plan to drive into Mexico, you should make sure that you purchase the best Mexico car insurance before you begin your journey. Did you know that U.S. car insurance policies are not valid in Mexico? This means that you do not have coverage for damages when you are in the country. Do you know the difference between a good policy and one that is virtually worthless? It is crucial to have Mexico car insurance from a well-known insurance company.
What Makes the Best Mexico Car Insurance?
The coverage and care. Driving as a tourist in Mexico, you must have Mexico auto liability insurance. You can buy comprehensive Mexico car insurance for physical damage and medical payments. Also, travel and legal assistance while you are south of the border. But what you’re looking for is a brokerage that is transparent in their coverage. They should show you liability limits that exceed $300,000 US dollars. It should also show Medical payments of at least $5,000 per person and $25,000 per incident.
Keep in mind, Mexico does not have personal injury lawyers as you know them in the United States. It is virtually unheard of to file claims for pain and suffering and emotional distress. But as more and more “gringos” head south permanently things will change. Is it possible that a gringo could take another gringo to court in Mexico for pain and suffering? Yes. Is it likely to be successful? Not really.
Claims for physical injury to others are settled based on actual loss, guided by the statute.
It is a lot more likely to have a liability claim for property damage than it is to have one for physical injury. The Mexicans are just a tougher culture as far as that goes. As you may already know, this is the opposite of how we settle claims in the United States. If you hurt someone’s feelings in the United States, you will face a lawsuit.
For coverage to apply all mexinsurance claims under the policy for Mexico must be brought and decided in the country where the incident occurred.
Get the Best Mexico Car Insurance Online
When you need Mexico car insurance that provides comprehensive coverage to protect you, look online. You should see the following from the very best brokerages:
- A license in good standing from a state licensing authority – make sure you know who stands behind the policy you’re about to purchase. Every policy insurance policy sold in the United States should have a person standing behind it. Even if you buy online, don’t let the website mask a front. Do your diligence and find out who’s behind it!
- Coverage details that are transparent
- At least 10 years in good standing in the community
- Options – even though a good broker will create packages designed for you – the insurance companies are trying to make money and use their leverage to put the broker to work for them. Make sure your broker works for YOU and not the other way around. See that they have options.
The company offers complete Mexican auto insurance policies. Also, giving you the best rates in the industry and significant savings. To find out more or get a quote, visit https://www.mexinsurance.com/ today.